Transactional Risk Underwriter

Description

For the past 75 years, MS First Capital has been actively involved in the non-life insurance business both in Singapore and across Asia. Our roots can be traced back to the 1950s where we engaged in writing both personal and commercial lines of non-life insurance business across various classes. We are proud that our financial strength rating of \’A+ (Superior)\’ with \’Stable\’ outlook has been reaffirmed by AM Best, given our consistently impressive financial performance. We are also recently awarded Top 300 Employer by the Singapore Opportunity Index for our effort in creating meaningful career pathways, fostering inclusive growth, and investing in our employees\’ potential.

Key Responsibilities

• Assess and underwrite risks associated with M&A transactions, including warranty & Indemnity (W&I) insurance, Tax liability insurance and Contingent risks / bespoke deal-related coverages
• Review transaction documentation such as Sale and Purchase Agreements (SPAs), Disclosure letters and due diligence reports (legal, financial, tax, commercial)
• Identify potential risk exposures, exclusions, and coverage
• Deliver timely underwriting decisions aligned with the Company’s risk appetite and capacity
• Coordinate internal approvals
• Evaluate legal, financial, and tax due diligence materials to understand key risk drivers
• Work with external advisers (law firms, tax advisors, accountants) to analyse transaction risks
• Structure policy terms, including coverage scope, exclusions, limits, deductibles, and pricing
• Draft and negotiate Non-Binding Indications (NBIs), binders, and policy wordings
• Collaborate closely with brokers, MGAs and reinsurers throughout the transaction lifecycle
• Participate in underwriting calls, diligence sessions, and deal negotiations
• Provide technical underwriting guidance to clients and brokers
• Monitor and manage portfolio performance, including exposure aggregation
• Support claims assessment where required, working alongside the claims teams
• Ensure compliance with internal underwriting guidelines and regulatory requirements
• Build and maintain relationships with MGAs, brokers, reinsurers, law firms, and transaction advisors
• Support business development initiatives and contribute to pipeline growth
• Stay informed of trends in M&A markets, insurance products and regulatory developments

Qualifications & Experience

• Bachelor’s degree in Law, Finance, Accounting, Economics, or a related discipline
• Advanced degrees (e.g., JD, LLM, CPA, CFA) are advantageous
• Strong understanding of M&A processes and transaction documentation
• Ability to analyze legal, financial, and tax risks in complex transactions
• Collaborative team player with client-facing confidence
• High attention to detail and ability to work under pressure
• 3 to 8 years of relevant experience in one or more of the following:

1. Transactional risk / M&A underwriting
2. Corporate law (M&A / private equity)
3. Transaction advisory / due diligence
4. Investment banking or corporate finance
5. Tax advisory (particularly transaction tax)

We will only contact shortlisted candidates. We may retain your personal data for as long as it is necessary to fulfil the purposes for which they were collected, or as required or permitted by applicable laws. Should you disagree, please contact our Data Protection Officer <DPO@msfirstcapital.com.sg> for more information on the retention and disposal of your personal data.